The internet has changed the way we live, allowing us to connect with each other in new and interesting ways. However, this also means that we are more susceptible to fraud than ever before as scammers know we’re all connected and can easily reach us via email or social media messages. Ways to identify and avoid falling victim to digital frauds according to Raghib Khan, co-founder of RNF Technologies who has recently appeared in a webinar.
Scammers are everywhere
The world of online dating seems like a good place for scams, but that’s just because we read about them more often. In reality, scams can happen anywhere on a digital medium—just be sure you’re aware of your surroundings and don’t let scammers catch you by surprise.
Learn How They Operate
Knowing how fraudsters operate is a good way to steer clear of their scams. If someone calls asking for payment, hang up and call them back at a number you know is legitimate—don’t take their advice on which number to call them back on! Similarly, never give out personal information such as bank account numbers or social security details. If in doubt, contact your bank or card issuer directly.
When You Recognize a Scammer, Act Quickly
Don’t ignore a suspicious person; contact their organization and report them. If you’re concerned about spam, make sure you check your spam folder for messages from senders you don’t recognize.
Learn From Other People’s Mistakes
There are many people who fall victim to online fraud, either because they didn’t know how to spot it or because they tried something that seemed like a good idea at first. Take some time and read up on these stories so you can learn from other people’s mistakes. The more information you have, the better equipped you’ll be when it comes time for you to make your own decisions about digital security.
Don’t Take the Bait
If you receive an email that promises large returns on investment, but also requires you to wire money immediately in order to secure your investment, do not follow through. This is a classic spam trick used by fraudsters hoping to steal your money. Never send money via wire transfer or other means just because someone asks you to. And never purchase goods or services from any company that contacts you unsolicited. If it seems too good to be true, it probably is!
Check References
It’s easier than ever for criminals to impersonate a legitimate business and convince people—maybe even friends or relatives—to send them money. If you are buying something online and you’re not sure whether it’s legitimate, check references with the Better Business Bureau. When in doubt, ask someone at your credit union. They will be glad to help you verify whether a company is real before you pay. After all, they would like nothing more than keeping your money in their bank!